Dashing but cynical Quint Seavers lives for danger. A past betrayal has made him wary of love, and he has no idea that independent, practical Annie Gustavson holds a secret longtime passion for him. Nor does he realize that the only reason Annie has traveled to San Francisco is to win his love—or walk away forever.

When disaster strikes the city, Annie's courage and determination match his own—and suddenly Quint knows that she is exactly what has been missing from his life all along….