Jen Smith is a personal finance expert and co-host of the Frugal Friends podcast. She and her husband paid off $78,000 of debt in two years while battling unemployment and buying a house. Jen has since become a sought after writer and speaker helping people live for today while being able to save for tomorrow. She’s written for and been featured in top personal finance publications including Forbes, Money Magazine, Business Insider, Investopedia, and more. When she’s not writing or podcasting she’s training for a half marathon at Disney World. She lives in St. Petersburg, Florida, with her husband and two sons.