Brad Klontz, Psy.D., is the 2008 President of the Hawaii Psychological Association. He is a licensed clinical psychologist, speaker, researcher, consultant, columnist, and personal coach. The CEO of Klontz Coaching & Consulting (www.klontzcoaching.com), Brad has been published in numerous professional journals. He is a leading expert in the psychology of money whose work has been featured on NPR and in the Wall Street Journal and Washington Post. He is the coauthor of Facilitating Financial Health and the creator of the Financial Health Scale.