Summary of David Ramsey's The Total Money Makeover is a financial self-help book that aims to revolutionize how you think about money and inspire you to escape debt and live the life you have always wanted. Ramsey details seven steps you can take to turn your financial situation around. The steps include admitting you have a problem, budgeting, eliminating your debts, starting an emergency fund, planning for retirement and your child’s college education, paying off your home mortgage, and finally, building your wealth.