The majority of debt-ridden consumers are in desperate need of financial budgeting and credit repair. The Essential Credit Repair Handbook contains all the information you need to walk you through the step-by-step process of repairing your credit and leaving debt behind!The book will teach you how to:Dispute late payments, charge-offs, and collection accountsRebuild your life after a bankruptcy, foreclosure, or short saleRe-establish your credit in spite of a bad credit reportSet new financial goalsUnderstand the latest credit card laws and regulationsThe Essential Credit Repair Handbook is an easy-to-use guide for people who are getting over bankruptcy, foreclosure, short sale, or any financial hardship affecting their credit and are looking to rebuild or re-establish their credit.